Loan Approval Made Easy with RBI-compliant process. Trusted nationwide, join 10,000+ clients who improved their scores, got loans approved, or got their money back.
India’s #1 trusted credit score repair agency, helping you take control of your financial future. We clear report errors, remove negative flags, and boost your credit score for easy loan approvals. At Credit Experts, we empower you to fix your credit score, remove disputes, and open doors to loans, credit cards, and more.
Till now, we’ve helped thousands clear their credit reports and unlock approvals for housing loans, auto loans, personal loans, and more
We remove negative flags, correct mismatches, and update records across all major bureaus.
See what a clean report and high score can really do for you
From free consultation to approvals, here’s how we clear your report and raise your score. simple, reliable, trusted
Talk to our experts to understand your credit status & solutions.
We craft a plan to fix errors, clear disputes and boost your profile
Watch your score rise with our proven strategies & updates
Enjoy smoother, faster approvals for housing loans, auto loans & more.
"My credit score jumped to 765 after clearing wrong settled accounts. Thanks to Credit Experts, my HDFC home loan got approved without delays!"
See how Credit Experts helped customers clear issues, remove errors, and reach 750+ Credit Scores
Trusted Credit Experts for all major credit bureau disputes
Yes, our Credit Experts specialize in fixing suit-filed cases, written-off loans, PAN mismatches, closed account updates, and other CIBIL-related issues. We coordinate with banks, credit bureaus, and lenders to correct your credit report legally and transparently.
No, your CIBIL score cannot improve without clearing pending dues. Be careful — anyone claiming to increase your score without resolving actual issues is likely running a scam.
At Credit Experts, we believe in transparency and RBI-compliant methods. We work directly with banks and credit bureaus to ensure your score improves only after proper resolution, not by shortcuts or false promises.
Our charges depend on your credit report and the complexity of the issues. We provide a clear quote upfront, before starting any work. There are no hidden charges.
Yes, we offer a money-back guarantee as per our company policy. If there is no improvement in your Credit score or no changes in your report within the committed period, your money will be refunded as per our terms and conditions.
All payments and guarantees are documented with official invoice and agreement for complete transparency.
Resolution timelines depend on the type of issue. Some disputes can be resolved within 5–10 working days, others may take 10–15 days, while most cases are closed within 30–45 working days. You’ll receive daily or weekly WhatsApp updates from your assigned expert, so you’re always informed. Talk to our experts to know your exact case timeline
Absolutely. Once your score is improved, we also assist you with loan connections through our trusted DSA partners and banking channels.
Our experts clear credit report mistakes for customers in every city — no branch visits, 100% online support.
Name: Vinod Shetty
Location: Bangalore, Karnataka
Initial Credit Score: 586
HDFC Bank Credit Card: ₹1,20,000 marked written-off — actually settled.
ICICI Personal Loan: ₹2,40,000 showing suit filed — settled.
Axis Bank Auto Loan: ₹1,80,000 showing overdue — cleared in 2020.
HDFC Bank:
– Collected old settlement letter & receipt.
– Complaint filed at branch & by email.
– Escalated to Nodal Officer, raised dispute.
– Followed up every 3 days until updated.
ICICI Bank:
– Found original NOC.
– Complaint to Loan Manager & Recovery Desk.
– Escalated to Zonal Head, then RBI Ombudsman.
– Verified update on credit report.
Axis Bank:
– Final closure letter from files.
– Branch visit, service request logged.
– Reminder email & follow-up to regional desk.
– Verified overdue cleared.
Final Credit Score: 758
Days Taken: 42 days
Outcome: Approved for home loan from SBI with lowest slab rate.
Success Story by Credit Experts
Mr. Vinod Shetty’s credit report was corrected through expert guidance, documentation retrieval, and continuous follow-ups with respective banks and credit bureaus.
📌Please note: Every case is unique. Recommendations were given based on bank records, and all actions followed RBI-compliant procedures.
Name: Aarti Nair
Location: Chennai, Tamil Nadu
Initial Credit Score: 605
Issues / Errors in Credit Report:
Axis Bank Credit Card: ₹75,000 settled — still overdue.
SBI Personal Loan: ₹95,000 repaid — marked active.
HDFC Gold Loan: ₹55,000 closed — not updated.
Axis Bank:
– Found settlement letter & statement.
– Complaint online & dropbox.
– Escalated to Nodal Officer.
– Raised credit report dispute.
SBI Loan:
– Final repayment slip collected.
– Branch request for new NOC.
– Loan desk backend update.
– Verified status.
HDFC Gold Loan:
– Pledge closure letter.
– Branch Service Desk correction
– Call with loan manager.
– Status corrected.
Final Credit Score: 754
Days Taken: 38 days
Outcome: Top-up personal loan from HDFC with lower ROI.
Success Story by Credit Experts
Ms. Aarti Nair, credit report was corrected through expert guidance, documentation retrieval, and continuous follow-ups with respective banks and credit bureaus.
📌Please note: Every case is unique. Recommendations were given based on bank records, and all actions followed RBI-compliant procedures.
Name: Meera Iyer
Location: Coimbatore, Tamil Nadu
Initial Credit Score: 609
SBI Personal Loan: ₹85,000 overdue — paid.
Kotak Gold Loan: ₹40,000 active — gold released.
PAN Mismatch: old PAN spelling created duplicate entry.
SBI Loan:
– Closure letter from passbook.
– Written complaint at branch loan desk.
– Loan officer backend update.
– Verified overdue cleared.
Kotak Gold Loan:
– Gold release slip.
– Branch correction request.
– Email to loan team with KYC.
– Status closed.
PAN Mismatch:
– Latest PAN & Aadhaar copy.
– KYC correction form to bureau.
– Duplicate merged.
– PAN mapped correctly.
Final Credit Score: 754
Days Taken: 39 days
Outcome: Housing loan approved from Kotak with quick disbursal.
Success Story by Credit Experts
Ms. Meera Iyer, credit report was corrected through expert guidance, documentation retrieval, and continuous follow-ups with respective banks and credit bureaus.
📌Please note: Every case is unique. Recommendations were given based on bank records, and all actions followed RBI-compliant procedures.
[trustindex data-widget-id=”
“]Name: Ramesh Gowda
Location: Mysore, Karnataka
Initial Credit Score: 589
Kotak Mahindra Auto Loan: ₹3,50,000 closed — EMI bounce remark showing.
ICICI Home Loan: ₹5,00,000 showing overdue — paid off in 2020.
➡️ Kotak Mahindra:
– EMI clearance from passbook & statement.
– Branch visit, complaint filed.
– Nodal Officer email with proof.
– Dispute raised, remark removed.
➡️ ICICI Bank:
– Old closure letter found.
– Home Loan Desk complaint, docs submitted.
– Escalated to Regional Manager.
– Dispute with bureau, status cleared.
Name: Pooja Shah
Location: Pune, Maharashtra
Initial Credit Score: 601
HDFC Personal Loan: ₹1,00,000 duplicate entry — one shows overdue.
Bajaj Finserv Loan: ₹65,000 written-off — paid.
SBI Credit Card: ₹30,000 closed — minimum due showing.
➡️ HDFC Bank:
– Closure letter & receipt.
– Branch Service Desk update request.
– Nodal Office email.
– Monitored till fixed.
➡️ Bajaj Finserv:
– Final statement & mail.
– Ticket via portal + branch visit.
– Escalated to HO.
– Written-off corrected.
➡️ SBI Card:
– Zero due statement.
– Service request on app.
– Card Support call follow-up.
– Dispute, minimum due cleared.